Our ability to improve financial outcomes is based on years of experience of helping clients of all ages and stages of life… even for our most financially savvy clients.
Here we share the answers to some of our most frequently asked financial questions.
1. How can I get ahead when I have so many competing priorities?
Competing financial priorities or poor financial habits may be preventing you from getting ahead, but you might be surprised to know what you can do to make the most of your circumstances. Read more
2. How do I build an income stream for beyond my employment years?
Your income in retirement is likely to come from a number of different sources and there are a number of strategies to consider. Read more
3. Do I need to reduce my debt before I can plan for the future?
There are many approaches that can help you better manage your debt and you may be able to use your debt to get ahead. Read more
4. When do I really need to start planning for retirement?
For those wishing to retire early, there may be wealth accumulation strategies which can help to fast track your approach to building investment assets, generate income and have potential tax advantages. Read more
5. Income Protection Insurance – Is it really worth having?
If you were unable to work and earn a living, would you be able to cover your mortgage and living expenses? If the answer is no, then securing income protection insurance should be priority consideration. Read more
6. I am doing well financially so why do I need a financial adviser?
Hindsight is a wonderful thing, and this is very much the case for many of our clients who are now enjoying the rewards of bespoke financial advice. Yet, despite their financial success now, we often hear them say, “imagine if I’d started planning earlier”. Read more
7. Is it possible to contribute large sums of money to super anymore?
While superannuation is considered one of the most tax-effective investments for creating wealth, making large contributions to super has become more difficult over the last few years due to a number of rule changes. However, downsizer contributions, carry-forward contributions and the bring forward rule could be options that could help you to boost your super in the lead up to retirement. Read more
8. I have a Will in place, so why do I need an Estate Plan?
While you may have a Will in place, without an appropriate Estate Plan you may be inadvertently leaving tax burdens or complications for your beneficiaries. Read more
9. What can we do to get ahead financially while interest rates are low?
While paying down your mortgage reduces your debt and helps you work towards owning a significant asset, there may be more appropriate strategies to manage your finances and build your wealth for the long-term. Read more
If you would like to know more about financial strategies that help create financial independence, I encourage you to contact us now on 07 3720 1299 or email admin@wealthfundamentals.com.au
Lane Moses Pty Ltd ABN 56 092 186 117 trading as Wealth Fundamentals and its advisers are Authorised Representatives of Fortnum Private Wealth Ltd ABN 54 139 889 535 AFSL 357306.
This is general advice only and does not take into account your objectives, financial situation or needs, so you should consider whether the advice is relevant to your personal circumstances. You should also read the relevant Product Disclosure Statements (PDS) before making any financial decisions.
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