Over the years we’ve advised a number of young professionals (and retirees as well) who have returned home after spending time abroad and let’s just say, navigating the complexity that is foreign asset transfer can be tricky. 

When it comes to investment outcomes, patience is almost always a virtue. This is especially true for long term investors who are prepared to ride the sometimes considerable waves of share market volatility. 

Tax-effective financial strategies are always important financial planning considerations, especially now as we face the high cost of living, rising home loan interest rates and making more of what we earn. 

If the rising cost of living has you reviewing your spending and your personal insurance policies are on the chopping block, may we suggest you take a moment and give us a call before you cancel.

Debt often receives a bad rap. Rising interest rates over the past year have done little for its reputation, however when debt is part of a clear financial planning strategy, it can contribute positively to achieving lifestyle goals and personal wealth.

If you control your family’s money, you’ll be very aware of the responsibility it brings and not just in terms of financial planning, tax and legal matters. What’s recently become known as intergenerational wealth transfer also needs careful consideration.

Superannuation still provides very worthwhile tax effective financial planning and retirement saving benefits, and importantly, not all rule changes are to your detriment.  Here we explore three rules that could be of considerable benefit…

You’ve worked hard throughout your life and now your thoughts are more often turning to savouring the fruits of your labour. Our role as qualified and experienced, financial planners is to empower your retirement planning decision making so you can do just that.

It’s an important question, and if you’re not 100% sure about who will receive your superannuation balance and any other wealth you may have accumulated when you die, then it’s time to check your superannuation fund binding nomination, estate plan and powers of attorney.

At the heart of effective financial planning is a qualified and experienced financial planner working closely with other equally qualified and experienced professionals from different areas of expertise creating great client outcomes. It’s called holistic financial planning, but we call it common sense.

Did you know you could downsize your home and use the proceeds of the sale to upsize your superannuation savings with the Downsizer Contributions Scheme?

The Downsizer Contributions Scheme is now available to eligible people over 60 years of age. In this article we outline THREE reasons why downsizing could be a good option for you.

In this article we aim to take the mystery out of financial planning, and outline our approach and processes, as well as illustrate how a little bit of advice can make a world of difference, no matter your age or stage of life.

Inflation has hit a 40 year high in the USA. While Australia’s inflation rate is not as pronounced as other countries, our rate is higher than we’ve experienced for some time and possibly a hint of what’s to come, and you’d be well advised to be proactive and review your financial affairs now.

In this article we consider THREE financial strategies that consider the impacts of inflation while helping you to protect your lifestyle and wealth.

If you are keen to be part of the FIRE - Financial Independence Retire Early movement, there are some key points you need to consider.

Many people don’t seek financial advice until they are just a few short years away from retirement, but for anyone looking to retire early, and with the financial confidence they’ll be able to enjoy their retirement of choice, getting advice sooner rather than later is the key.

How to significantly build your super balance in the lead up to retirement is a common question asked by many of our clients. While the rules around super contributions have tightened up over the last few years, there are still opportunities to boost your super balance before you retire.

In this article, the third in our frequently asked financial questions, we explore the answer to this question, and more.