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Is an SMSF Right for You?

Self-Managed Super Funds (SMSFs) – Take Control of Your Retirement

A Self-Managed Super Fund (SMSF) offers greater control over your retirement savings and investment choices, allowing you to structure your portfolio to meet your long-term goals. However, managing an SMSF comes with important responsibilities, including compliance, administration, and ongoing financial management.

SMSFs may be suitable for individuals who:

  • Have at least $500,000+ in super (recommended for cost-effectiveness).
  • Want greater control and flexibility over investments.
  • Are comfortable managing compliance and regulatory obligations.
  • Seek tax-efficient wealth-building strategies leading up to retirement.
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A Plan That Grows With You

Structuring Your SMSF for Long-Term Success

Successfully managing an SMSF requires a structured investment strategy that balances growth, risk management, and tax efficiency. We help our clients:

  • Develop an SMSF investment strategy tailored to their risk profile and retirement timeline.
  • Diversify investments across shares, property, bonds, and alternative assets.
  • Navigate tax-effective superannuation contribution strategies.
  • Understand their responsibilities as SMSF trustees to ensure compliance with Australian Taxation Office (ATO) regulations.

With a long-term financial approach, we ensure your SMSF remains aligned with your retirement goals while staying compliant with superannuation laws.

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SMSF Services We Provide

Managing an SMSF involves ongoing decision-making and compliance. Our team at Wealth Fundamentals supports you by providing:

  • SMSF Setup & Structuring – Establishing a legally compliant SMSF with the right investment framework.
  • Investment Strategy & Portfolio Management – Helping you make strategic investment decisions that align with your risk tolerance and goals.
  • Compliance & Administration – Assisting with ATO compliance, record-keeping, and required reporting.
  • Superannuation & Pension Planning – Managing drawdowns, transition-to-retirement (TTR) strategies, and pension payments.
  • Tax & Audit Coordination – Ensuring documentation is prepared for your SMSF accountant and audits.
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A Plan That Grows With You

SMSF Advice That Grows With You

Your financial circumstances evolve over time, and so should your SMSF strategy. We provide ongoing support to:

  • Regularly review investment strategies to align with changing market conditions.
  • Adjust contributions and withdrawal strategies as retirement approaches.
  • Ensure compliance with superannuation laws and tax regulations.
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Secure Your Legacy

Take Control of Your Retirement with Expert Guidance

An SMSF can be a powerful wealth-building tool—but it requires the right structure, strategy, and compliance support. At Wealth Fundamentals, we ensure your SMSF is managed efficiently, giving you the freedom to focus on your future with confidence.

Explore whether an SMSF is right for you. Contact us today to start the conversation.

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