“Why don’t we just cancel that Income Protection of yours? The GFC hit and my husband and I were looking at where we could save some money to pay the bills. The question arose as to whether we should cancel our Income Protection due to the cost. Dial forward 7 years and I found myself in the grips of an illness that did not only took away my ability to continue a 20 year professional career that I loved, but even my ability to do the basic tasks of living. BUT I did not have to worry about the bills that had to be paid or the birthdays and even Christmas that came around, as we never did cancel that Income Protection of mine. Every month, like clockwork, my monthly benefit was paid into our bank account. Though I was not able to live my life and go to work my income did not stop. When I was able to return to part time work they even paid me a partial benefit to compensate for my lower income. My premium got refunded every month and I even got a top up of 20% on my Monthly Benefit due to the fact that I have not claimed on my policy over 10 years. Thank you Matthew and Chris for encouraging me to keep that Income Protection, for gently pushing me to start the claims process when I could not always string sentences together, thanks for your assistance in the claim process and most of all: Thank you for the peace of mind I had in this difficult time.”

“Matt helped us to consolidate our financial position as a couple and that enabled us to have a clearer picture of what we could comfortably achieve in the future. We appreciated his flexible approach; he knew we were time-poor and made the effort to meet us outside of office hours at a location most convenient for us. I’d definitely recommend Wealth Fundamentals and Matt Lane. Matt has a broad base of knowledge and experience. We felt reassured by his holistic approach that considered every aspect of our lives and helped us put in place protection measures to safeguard our family’s future.”

“I have known both Chris and Matthew Lane for many years and have been very happy having them advise and take care of my finances. I have found them to be both very professional but in a casual and friendly manner that has instilled a level of trust and confidence that I consider essential in these matters. Their company and its broader staff have been similarly very friendly, approachable and responsive. I have recommended them to a number of my friends and colleagues who have been equally very satisfied with their service.”

“We run a science-based business and don’t have the time to deal with issues such as financial planning and superannuation. Thankfully, our friends at Wealth Fundamentals have been able to give us excellent advice. For the last 15 years, they have helped us cope with the ups and downs of the financial world and the ever-changing regulations associated with self-managed super funds.”

“I have known and dealt with Chris Lane since 2002. Firstly, as a financial adviser, insurance broker and everything in between. The relationship over the years has really evolved as more than a client, but also a friend, receiving perfect and on time advice. Nothing too much of a problem. Over the past few years, we also dealt with Matthew Lane with equally excellent performance. If you excuse the pun, the apple has not fallen too far from the tree. Naturally, transitioning into retirement mode, we will continue with Wealth Fundamentals, as Chris and Matthew have set up and administer our Self-Managed Super Fund.”

“We have been clients of the business for over 10 years now and are very happy with the service provided. We recently had an unforeseen financial situation that resulted in a great deal of stress for us. We worked closely with Matthew to create a plan to remove our financial stress whilst not jeopardising our retirement requirements. In conjunction with other professionals, he also reviewed and implemented an Estate Planning strategy that then ensured our kids were looked after fairly. Matthew listened and worked with us to create an outcome that has left us minus the stress and enjoying retirement again. We are very, very happy with Matthew and have always received great service from the girls in the support team. ”